Insurance and or government should just pay for FEMA type trailers to rebuild, after LA fires and call it good.

My quirky idea for rebuilding homes that have burned due to the recent LA wildfires. This idea also addresses the lack of coverage / insurance crisis as well as the government funding burden. Provide cheap modular structures; like FEMA Trailers, so people have a place to live and call it good.

If folks wish to rebuild something larger, or different, they can pay for it out of their own pockets; if their private insurance coverage doesn't cover rebuilding the home.

This solution can work for all people living in high risk areas; such as floodplains or the coast of Florida.